What are you looking for?
Consult all the grants and funding lines, state and European, that you can choose to start and/or grow your company.
To help repair the economic and social damage caused by the coronavirus pandemic, the European Commission, the European Parliament and EU leaders have agreed on a recovery plan that will lead the way out of the crisis and lay the groundwork for a modern and more sustainable Europe.
The Recovery Plan for Europe (NGEU) for high-impact projects towards a greener, digital and resilient economy related to the digitalisation of people, the productive fabric, technological infrastructures or the reform of the Public Administration is endowed with 750.000 billion euros to finance transformation projects.
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Object: aims to finance new innovative business projects based on the development of own technology derived from research activity. Priority is given to hiring people with a doctorate to enhance the generation of knowledge in the company. Businesses based mainly on services to third parties without their own technological development are not financed.
Organisation : Center for Technological Development and Innovation (CDTI)
Beneficiaries: Small innovative Spanish companies with less than 3 years since their registration in the commercial register, with a minimum capital of €20.000 fully paid up and registered. They cannot be listed (except on alternative markets), nor have distributed profits or come from a business concentration. They must have deposited the accounts for 2023 and not have previously received NEOTEC aid.
Women-led companies
They have a reserved budget if:
Its administrative body is made up mostly of women (at least 3 months before the closing of the call).
In addition, at least one of these requirements is met:
a) More than 50% of the company's capital is in the hands of women.
b) At least 40% of the project's personnel costs are women.
Duration of projects
Projects can last 1 or 2 years, starting on January 1, 2026 and ending on December 31, 2026 or 2027, respectively.
Project budget
Type and amount of aid
Subsidy of 70% of the budget (up to €250.000)
If a doctor is hired, up to 85% (maximum €325.000)
Up to an additional €10.000 if you participate in specific training in the USA
Eligible expenses
It includes fixed assets, contracted personnel, materials, external services (max. 50% of the budget), other expenses such as rent, patents, promotion (max. €10.000), training trips (max. €8.000), and audit report (max. €2.000).
Payment of aid
60% advance (up to €150.000) without guarantees
The rest is received after the project is justified.
Terms: Until June 12, 2025 at 12:00 p.m.
Object: their objective is to accompany key people in a company to identify changes that may impact their current business model and define and prioritize the most relevant opportunities to ensure competitiveness in the future.
Body: Action
An experienced advisor will accompany the company in analyzing changes in the environment, the effect they may have on the business model, and identifying new opportunities and challenges to respond to them.
Maximum aid: 8.000 euros.
Coupons are granted in chronological order of request and usually sell out in a short time.
The call for ACCIÓ 2025 Coupons will be published soon
Object:Innovation starts with an idea, but it's built with support, knowledge and action. With Innovation Coupons, companies like yours can take a step forward to start building their future.
These coupons are designed to accompany you on different paths and stages of business innovation: from adapting to climate change and protecting your assets through patents and utility models, to facilitating your access to European R&D&I projects. Discover the three key modalities of the new call for Innovation Vouchers 2025.
Remember that coupons are granted in chronological order of request and usually sell out in a short time.
The call for ACCIÓ 2025 Coupons will be published soon.
Object: To finance research and development projects led by a Catalan company, which aim to advance technology and which are developed in Catalonia.
Organisation:Generalitat of Catalonia
Amount and conditions: Maximum grant per project: €250.000.
Terms: May 22
Object: The program is implemented through two direct support actions:
Organisation: Chamber of Commerce
Beneficiary entities:
Beneficiary entities must be small and medium-sized enterprises registered in the Economic Activities Tax Census and have a minimum turnover of 100.000 euros in the last year. In addition, they must have their registered office and/or production center in one of the municipalities in the demarcation of the Barcelona Chamber of Commerce.
Amount:
The budget is divided as follows:
Terms :May 21, 2025.
Object: grants for transfer and innovation projects, knowledge generation, communities of emerging companies, ethics and society and data space within the framework of the Territorial Network of Hubs in Artificial Intelligence of the Territorial Networks of Technological Specialization (RETECH) program.
These grants will include five different lines:
This call is part of component 16 of the Recovery, Transformation and Resilience Plan which refers to the “National Artificial Intelligence Strategy”.
Beneficiaries:
Quantity and conditions. In all lines the maximum aid intensity is 75%.
The maximum grant per project will be €200.000 for individual projects and €500.000 in the case of group projects in the case of Line 1, between €100.000 and €300.000 (depending on the type of project) in Line 2, between €50.000 and €300.000 (depending on the type of project) in Line 3, €300.000 for projects in Line 4 and €500.000 in the case of Line 5.
Time limit : pending call
The deadline for submitting applications will be established in the corresponding call.
Object: It will encourage the development of high-impact digital projects and investment in growing companies through the strengthening of public financing instruments, the attraction of international funds and the empowerment of venture capital.
Body: MINECO-ICO
Amount and conditions:
The fund will invest mainly in funds and companies for the development of digital projects such as artificial intelligence, the Internet of Things, cloud computing or green algorithms.
Who is it for?
Object: Aid to companies (small, medium or large) with industrial research projects or experimental development for the creation and significant improvement of a production process, product or service. Theme: Free. Bottom-up approach.
Amount and conditions:
Terms: Call open all year.
Object: Support for companies with applied technological innovation projects, very close to the market, with medium / low technological risk and short periods of return on investment, which manage to improve competitiveness.
Amount and conditions:
Terms: Call open all year.
Object: Funding of large industrial research projects developed in effective collaboration by business groups and aimed at carrying out planned research in strategic areas of the future and with potential international projection.
Amount and conditions:
Consortium made up of business groups with the following characteristics:
Minimum participation of research organizations: 15% of the budget. At least 1 of the subcontracted research bodies must be publicly owned.
Deadline: Open all year.
Object: Provide the necessary financial resources to newly formed SMEs (and startups) created by young people to address the investments needed by the business project in its initial phase. The business model must be innovative, new or with clear competitive advantages.
Amount and conditions: Loans of between € 25.000 and € 75.000, without guarantees.
Terms: Open all year.
Object: Provide the necessary financial resources to newly formed SMEs (and startups) created by entrepreneurs, with no age limit, to address the investments needed by the business project in its initial phase. The business model must be innovative, new or with clear competitive advantages.
Amount and conditions: Loans of between € 25.000 and € 300.000, without guarantees.
Terms: Open all year.
Object: Finance business projects based on a viable and profitable business model when your company is in one of the following stages:
Amount and conditions: Loans of between € 25.000 and € 1,5 million, without guarantees.
Terms: Open all year.
Object: To finance individual R&D projects developed by companies that collaborate with State-level Technology Centers in Cervera priority technologies.
Amount and conditions:
Deadline: Open all year.
Presentation of the EU investment and innovation program (2021-2027)
Service of the Generalitat de Catalunya for advice on Horizon EU
Are you looking for partners for your project?
See also the section on funded R & D & I grants Next Generation of the European Union.
EUREKA: International network to improve the competitiveness of companies through the development of R&D projects with an orientation to international markets and based on innovative technologies:
IBEROEKA: Support for R & D projects in Latin America framed in the Iberoamerican Program of Science and Technology for Development (CyTED) initiative. The countries that are part of CyTED are: Argentina, Bolivia, Brazil, Colombia, Costa Rica, Cuba, Chile, Ecuador, El Salvador, Spain, Guatemala, Honduras, Mexico, Nicaragua, Panama, Paraguay, Peru, Portugal, Dominican Republic, Uruguay and Venezuela.
PRIMA: Initiative in research and innovation in the Mediterranean area has 19 countries and organizes calls funded by the PRIMA Foundation in different lines related to agriculture, food, water management in agricultural environments and sustainability .
International Technological Cooperation to develop R&D projects through agreements between the CDTI and counterpart agencies in the following countries: Algeria, Jordan, Morocco, Brazil, Korea, Cuba, Japan, China, Egypt, India, Malaysia, Mexico, Thailand and Russia .
International Technological Cooperation to develop R&D projects with unilateral monitoring by CDTI with any of the following countries: Saudi Arabia, Algeria, Argentina, Australia, Bangladesh, Brazil, Cape Verde Islands, Cambodia, Qatar, Chile, China , Colombia, South Korea, Ivory Coast, Costa Rica, Cuba, UAE, USA, Ecuador, Egypt, Philippines, Ghana, Guatemala, India, Indonesia, Iran, Japan, Jordan, Kuwait, Sri Lanka, Laos, Lebanon, Malaysia , Morocco, Mauritania, Myanmar, Mexico, Peru, Dominican Republic, Oman, Russia, Senegal, Singapore, Thailand, Taiwan, Tunisia, Uruguay and Vietnam.
ACCIÓ has a partner search and project structuring service with the support of ACCIO's field offices, the Enterprise EuropeNetwork (EEN) network and the new Opportunity Dissemination Platform: Catalonia Open Challenge.
Public Procurement of Innovation is an administrative action to promote innovation, aimed at promoting the development of innovative solutions from demand, through the instrument of public procurement.
If you are an innovative company that can bring new solutions to the market and you want to apply for open public tenders, ask for more information! Action helps you find the tenders where you can have more opportunities, we will advise you in the presentation of the proposal and we will facilitate the search for partners to carry it out.
Object: The Digital Kit is an initiative of Red.es, a body attached to the Ministry of Economic Affairs and Digital Transformation, and aims to subsidize the implementation of digital solutions available on the market to achieve significant progress in the level of digital maturity.
The digital solutions provided by the Digital Kit are aimed at the needs of small and medium-sized companies, micro-companies and self-employed workers, belonging to any sector or type of business.
Amount and conditions:
The process to follow to receive aid under the Kit Digital program is as follows:
If you want to be part of the Digital Kit as providers of digital solutions, you can apply for registration as a Digitizing Agent.
Beneficiaries
They may be beneficiaries of these grants, as long as their tax domicile is located in Spanish territory:
Five different beneficiary segments are established:
Eligible actions
The costs incurred by the beneficiary for the adoption of digitization solutions that correspond to one of the following categories will be subsidized:
The aid may also be subject to the replacement of some of the digitization solutions previously adopted by the beneficiary as long as the solution to be replaced does not meet any of the requirements required for each category of solution (the requirements are specified in Annex IV of the Regulatory Bases).
Amount
The amount of the aid, called "digital voucher", will be:
Beneficiaries (companies) will be able to formalize an Agreement with Digitizing Agents only for one digitization solution for each Digitization Solution Category. The maximum aid amounts for each Category depend on the segment in which the company is included and range from 125 to 29.000 euros.
Open calls:
- Segment III: between 0 and 3 workers. Deadline: 31/10/2025
- Segment IV – between 50 and less than 100 workers: Deadline June 30, 2025
- Segment V – between 100 and less than 250 workers: Deadline: June 30, 2025
Object: To support and promote, through funding, female digital entrepreneurship projects and reduce the gender gap in this area.
Body: Ministry of Economic Affairs and Digital Transformation, MINECO-ENISA.
Amount and conditions:
Loans are intended for emerging companies or those in the growth, consolidation or internationalization phase in which one or more women hold a relevant position of leadership or power within the company: in the shareholders, in the board of directors or who are part of the management team.
conditions:
Requirements:
.
Object : support companies in obtaining certifications for the international marketing of their products and services outside the EU, in order to facilitate access to new markets and/or customers, as well as improve the added value of their exports.
Organisation: The Chamber of Commerce
Amount and conditions:
→ Companies with a turnover between 300.001 and 1.000.000 euros: 20.000 euros of maximum aid on a maximum eligible budget of 25.000 euros.
→ Companies with a turnover between 1.000.001 and 5.000.000 euros: 75.000 euros of maximum aid on a maximum eligible budget of 93.750 euros.
→ Companies with a turnover of 5.000.001 euros or more: 150.000 euros of maximum aid on a maximum eligible budget of 187.500 euros.
Terms : May 23, 2025 or until the budget is exhausted.
Aimed at small or medium-sized companies with an operational establishment in Catalonia with a minimum turnover of €250.000 and the website in a foreign language.
1) Export Strategy Coupon: Up to €8.000 to analyze the company's current situation and design a new international strategy.
2) Export Initiation Coupon: Up to €10.500 to access expert advice that allows you to better understand international markets and access potential customers.
Call dates: end of May
More information
Call date: end of June
Addressed to: Companies that are considered SMEs and that have their own product, service or brand and have a turnover of more than €300.000 (except for recently created technology-based companies). Also, that have their own corporate website.
Amount: Companies will receive aid that will cover 60% of eligible expenses, and at most, it will be €24.000.
Object: Aid for the promotion of economic activity in Mataró
Body: City of Mataró
Amount and conditions: Bonus of 60% of the fee for environmental licenses and prior communications, and for controls after the start of the activity, for people who are unemployed, or a bonus of 75% for people unemployed under the age of 30.
Who can ask for it? People who start an activity in Mataró and who are sole proprietors or constitute a private civil society or community of property.
Object: Encourage the creation of businesses with the bonus to Social Security contributions for the self-employed.
Amount and conditions:
During the period 2023-2025, people who cause initial discharge in Self-employed regime they can request the application of one reduced fee (flat rate) of 80 euros per month during the first 12 months of activity. The request will be made at the time of registration.
They can benefit from these conditions independent people who have not been registered in the two years immediately preceding the default date of the new registration, or three years, in the event of having previously enjoyed this deduction.
After these first twelve months, a reduced fee can also be applied during the following twelve months, to self-employed workers that anticipate that their annual net economic returns will be lower than the minimum annual interprofessional salary that corresponds to this period and thus request it from the service that will be enabled at Importass.
In addition, self-employed people with a disability equal to or greater than 33%, victim of gender violence or victim of terrorism, they can request the application, at the time of registration, of a reduced fee of 80 euros during the first 24 months.
Likewise, at the end of this period, if its expected net return is equal to or lower than Interprofessional Minimum Wage, they will be able to request, through the service that will be enabled in Importass, the application of this reduced fee during the following 36 months, for an amount of 160 euros.
All requests for extension must be accompanied by a relative statement that the net returns expected to be obtained will be less than the current professional minimum wage.
The reductions in the contributions provided for in the previous paragraphs are not applicable to relatives of self-employed workers by consanguinity or affinity up to the second degree inclusively and, where applicable, by adoption, who join the Special Regime of the Social Security of Self-Employed Workers or self-employed.
Self-employed workers who enjoy these benefits may at any time expressly renounce their application with effect from the first day of the month following the communication of the corresponding resignation. This request can also be made through the service that will be enabled in Importass.
Self-employed workers who on December 31, 2022 were beneficiaries of the old flat rate will continue to enjoy it, until the maximum period established expires, under the same conditions.
Deadline: The whole year.
Object: aims to finance new innovative business projects based on the development of own technology derived from research activity. Priority is given to hiring people with a doctorate to enhance the generation of knowledge in the company. Businesses based mainly on services to third parties without their own technological development are not financed.
Organisation : Center for Technological Development and Innovation (CDTI)
Beneficiaries: Small innovative Spanish companies with less than 3 years since their registration in the commercial register, with a minimum capital of €20.000 fully paid up and registered. They cannot be listed (except on alternative markets), nor have distributed profits or come from a business concentration. They must have deposited the accounts for 2023 and not have previously received NEOTEC aid.
Women-led companies
They have a reserved budget if:
Its administrative body is made up mostly of women (at least 3 months before the closing of the call).
In addition, at least one of these requirements is met:
a) More than 50% of the company's capital is in the hands of women.
b) At least 40% of the project's personnel costs are women.
Duration of projects
Projects can last 1 or 2 years, starting on January 1, 2026 and ending on December 31, 2026 or 2027, respectively.
Project budget
Type and amount of aid
Subsidy of 70% of the budget (up to €250.000)
If a doctor is hired, up to 85% (maximum €325.000)
Up to an additional €10.000 if you participate in specific training in the USA
Eligible expenses
It includes fixed assets, contracted personnel, materials, external services (max. 50% of the budget), other expenses such as rent, patents, promotion (max. €10.000), training trips (max. €8.000), and audit report (max. €2.000).
Payment of aid
60% advance (up to €150.000) without guarantees
The rest is received after the project is justified.
Terms: Until June 12, 2025 at 12:00 p.m.
Object: The EIC ACCESS+ project aims to address specific challenges that deep technology innovators often face when bringing their innovative solutions to market. These challenges, such as access to infrastructure, talent and funding, can often prevent promising innovations from reaching their full potential. The EIC directly addresses these obstacles by providing financial support that allows beneficiaries to access the specialized services listed in the EIC service catalogue. This platform brings together the services of the organizations that support EIC innovators under the EIC Ecosystem Partnership Programme.
Body: European Innovation Council (EIC)
Amount and conditions: The call offers grants of up to €60.000, covering up to 50% of costs, to access specialist services from the EIC service catalogue for start-ups and deep-tech SMEs that have received EIC awards or the prestigious Horizon Europe Seal of Excellence. Companies can use the funds to access vital resources to accelerate their growth and scale their innovations.
Applicants can choose from four service packages that provide specific support:
- Research package (up to €60.000): access to infrastructure, R&D support, prototyping and proof of concept.
- Business acceleration package (up to €30.000): services such as business planning, matchmaking, internationalization and business creation.
- Skills improvement package (up to €10.000): tutoring, mentoring and talent management.
- Fund Access Package (up to €30.000): assistance with fundraising, intellectual property and legal services, and due diligence.
Grants cover up to 50% of the service costs (excluding VAT), with a maximum cumulative grant amount of €60.000 per applicant. This flexible approach allows applicants to access one or more services based on their specific needs.
Who can submit their application?
The open call is open to EIC laureates (from the EIC Pathfinder, Transition and Accelerator programmes) and to Seal of Excellence holders (Horizon Europe programme). EIC laureates from EU or associated countries are encouraged to apply for this support. Applicants must be deep-tech start-ups that combine cutting-edge solutions in science, technology or engineering.
Deadline: 31/05/2026
Object: The in-kind aid of the "Startup Acceleration Program" consists of an individualized advisory service to promote the development and growth of startups and innovative projects with the aim of scaling their activity and business model.
Body: EOI
Conditions: The counseling will consist of three phases: (i) training program; (ii) acceleration program; and (iii) connection with the business fabric and networking. The estimated duration of the program is 5 months. The content of the Acceleration Plan resulting from these phases is detailed in Annex I of the aforementioned Basic Order.
Interested startups and innovative entrepreneurs can choose between the regional and sectoral modalities of the program:
Object: Do you have innovative ideas that you don't know how to shape? Do you have a groundbreaking project and want to put it into practice? The Disruptive Innovation Project Acceleration service is a short, free and practical program that, in a few months, will transform the DNA of your company. If you want to generate new products and business models based on the integration of new technologies or foster a culture of experimentation in your team, the Disruptive Innovation Project Acceleration service is the springboard you need.
Organisation : ACTION
Conditions: The first step of the service is an initial diagnosis to analyze your project and identify the potential for disruption in your company. From this point, you can continue to choose between two different itineraries, either to define or to implement your disruptive project.
Object: To support and promote, through funding, female digital entrepreneurship projects and reduce the gender gap in this area.
Body: Ministry of Economic Affairs and Digital Transformation, MINECONISA
Amount and conditions:
Loans are intended for emerging companies or those in the growth, consolidation or internationalization phase in which one or more women hold a relevant position of leadership or power within the company: in the shareholders, in the board of directors or who are part of the management team.
Conditions:
Requirements:
Object: to support reindustrialization projects and the maintenance of industrial activity in difficulty in Catalonia. Specifically, each subsidy is intended for:
- Subsidize reindustrialization projects that contribute to restarting or continuing the activity of production centers that are subject to closure or relocation.
- Subsidize the maintenance of industrial activities in difficulty.
Body: Generalitat Catalonia
Amount and conditions:
- Industrial companies with CCAE 10, 11, 13 – 32, 38.
- Have operational headquarters in Catalonia or be newly established.
- Reindustrialization projects that contribute to restarting or continuing the activity of production centers subject to closure or relocation: GRANT of up to €2.250.000
- Maintenance of industrial activity in difficult situations: SUBSIDY of up to €350.000
Deadline: October 1, 2025.
Object; The Activa Indústria 4.0 Program offers you a comprehensive diagnosis and analysis of the initial digital situation of your company and the preparation of a Transformation Plan that includes the definition, quantification and prioritization of personalized digitization opportunities so that you can develop and implement
Amount and conditions: In addition, you will have at least 50 hours of advice (face-to-face and/or online) from a specialist consultant; as well as workshops and presentation of the technologies that will help you define the implementation process of the actions included in your Digital Transformation Plan. Rated at €7.400. From the hand of specialized consulting companies.
Object: specialized and personalized advisory program, carried out by accredited consultants with experience in the implementation of industrial growth projects, which is carried out using the methodology developed by the General Secretariat of Industry and SMEs.
Organisation : Ministry of Industry, Commerce and Tourism
Amount and conditions:
This program allows companies to have a situation diagnosis and a Growth Plan focused on one of the six areas of potential growth of the company: innovation, human resources, operations, digitization, marketing and commercialization and finance.
Time limit : Until funds are exhausted
Object: Ppromote entrepreneurship, the growth of industrial establishments and improve their industrial competitiveness.
Body: Spanish Refining Company - General Secretariat of Industry and PYME
Amount and conditions:
For SMEs with the following Economic Activities:
Interest and commissions on loans granted with SGRs are subsidized.
The grace period of the operations can be of maximum 3 years.
Object: The Productive Industrial Investment Support Fund (FAIIP) is set up to provide returnable financial support to promote industrial investments that contribute to promoting industrial development, strengthening industrial competitiveness and maintaining the territory's industrial capacity.
Body: Ministry of Industry, Commerce and Tourism.
Amount and conditions:
a) Financing of up to 75% of the budget.
b) Collect investments made from July 1, 2020 and up to 2 years after formalization.
c) Minimum budget of €200.000
d) Type of financing:
e) A 10% guarantee must be presented in the case of loans.
Deadline: Applications may be submitted until funds are exhausted.
Object: Promote the deployment of renewable energies, both thermal and electric, in the different consumer sectors, encourage greater control of consumption through the development of storage systems behind the meter and the boost to industry and the associated business sector.
Body: Generalitat Catalonia-ICAEN.
Amount and conditions:
Different programs open:
Deadline: Consult according to the program.
The recipients of the loans are self-employed people and micro-enterprises in the restaurant and small business sector whose activity has been affected as a result of the measures implemented due to the Covid-19. The loan line, initially endowed with 20 million euros, has the guarantee of 100% of Avalis de Catalunya.
The amount of the loans has been set at 15.000 euros plus the risk and mutuality expenses inherent in Avalis de Catalunya. Recipients will be able to apply for five-year credits with a grace period included in the term.
Loan conditions:
For whom:
What is financed:
Where to apply for financing:
It is processed directly at the offices of the financial institutions that collaborate with the ICO on this line. Applications are studied, approved and formalized by each bank or credit institution.
Time limit :Loans may be formalized until August 31, 2026.
Object: To finance freelancers, entrepreneurs and companies that wish to obtain liquidity through the payment of invoices from their commercial activity within the national territory, or to cover the production costs of goods for sale in Spain. You can apply directly to credit institutions.
Amount and conditions:
Object: Financing for freelancers, entrepreneurs and types of companies domiciled in Spain with investment or liquidity needs outside the national territory. Also companies that want to export and need to apply for supplier credit, buyer and complementary financing. You can apply directly to credit institutions.
Amount and conditions:
Object: Microbank and Caixabank financing line in collaboration with Tecnocampus. We help you with your business plan. It launches any proposal, from a self-employment project to a micro-enterprise.
Amount and conditions:
Object: Start-up, consolidation or expansion of micro-enterprises that have an innovative business project.
Amount and conditions:
Object: Loans for small and medium-sized companies that want to finance investments or working capital needs to grow, open new markets, make new developments or strengthen the company's activities. The operations approved through this line have preferential conditions thanks to the co-financing of the European Regional Development Fund (ERDF) of the European Union.
Amount and conditions:
Loans to short term:
Loans to long term:
Object: Loan with guarantee for Catalan SMEs and self-employed that make investments or for working capital needs. The ICF makes the loan and Guarantees of Catalonia grants the endorsement.
Amount and conditions:
By ICF, 12-month EURIBOR + 1,50% (monthly settlements); by Avalis, annual risk commission of between 1,60% and 1,95%.
Object: Loans for companies in the social and cooperative economy to finance investments, working capital needs, advances in contracts with the public sector and capitalizations of the companies themselves.
Amount and conditions:
The ICF studies the viability of the project from a financial point of view, then formalises and manages the loan. The operations approved through this line will have the assumption of 80% of the credit risk of the operation by the Department of Labour, Social Affairs and Families.
Object: Encourage the transformation and modernisation of the tourism sector. Line of loans to finance facilities modernisation projects that improve accessibility, energy efficiency, competitiveness and drive the digital transition in the sector.
Body: ICF
Amount and conditions: The amount of the loans ranges between € 60.000 and € 2 million, and it is possible to finance 100% of the project. As for the term, the loan can be applied for up to 10 years with the possibility of a grace period of up to 2 years.
Deadline: December 31, 2022.
Object: The Innovation Loan allows the financing of business projects that have the support of a collaborating entity of MicroBank, such as the Tecnocampus.
Amount and conditions:
Object: Aimed at recently established SMEs (and startups) created by young people to address the investments that the business project needs in the initial phase.
Amount and conditions:
Object: Aimed at supporting the early life stages of SMEs promoted by entrepreneurs, without age limit.
Amount and conditions:
Object: Aimed at supporting the business projects of companies interested in expanding their business or achieving a competitive improvement.
Amount and conditions:
Object: To support and promote, through funding, female digital entrepreneurship projects and reduce the gender gap in this area.
Body: Ministry of Economic Affairs and Digital Transformation, MINECO-ENISA.
Amount and conditions:
Loans are intended for emerging companies or those in the growth, consolidation or internationalization phase in which one or more women hold a relevant position of leadership or power within the company: in the shareholders, in the board of directors or who are part of the management team.
conditions:
Requirements:
Object: To support and promote, through funding, innovative business projects promoted by small and medium-sized companies in the audiovisual and video game sectors, as well as in the cultural and creative industries.
Organisation: ENISA
Amount and conditions: Minimum loan amount: €25.000. Maximum loan amount: €1.500.000.
The interest rate will be applied in two installments:
Opening commission: 0,5%. Maturity: maximum, 9 years. Lack of principal: maximum, 7 years.
Object: ICF manages through IFEM the support for the creation and development of innovative start-ups through venture capital programs and co-investment with private investors through participatory loans.
Amount and conditions: The expenses associated with the development of the business plan that is the subject of the application will be financed. A corporate entrepreneurship project is understood to be one in which a corporate investor enters the capital of a small company to develop a business plan that responds to a need for innovation and/or growth of the corporate investor. .
Object: Venture capital fund intended to invest in startups that promote technological and/or innovation projects with high growth potential.
Amount and conditions:
Object: Fund entrepreneurship projects for people who are unemployed or in precarious work situations. The aim is to encourage the self-esteem of these people and encourage the creation and consolidation of jobs.
Amount and conditions:
Micro-patronage is a collaborative project financing mechanism developed on the basis of new technologies. It dispenses with traditional financial intermediation and consists of contacting project promoters who request funds through the issuance of securities and shares or through the application for loans, with investors or fund providers looking for a return on investment. . Two characteristics stand out in this activity: the massive union of investors who finance small projects with high potential in small amounts and the risky nature of this investment. There are several crowfunding platforms.
Alternative business financing is a reality, with a multitude of options and specialisations. There are so many, that finding the most suitable option for your needs is the first of the important decisions to make. The Alternative Financing Adviser created by ACCIO will help you achieve this. Tell them, in just 5 clicks, what your needs are, and they will suggest the solutions that best suit your sector, the situation of your company and the particularities of your project.