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In order to facilitate access to financing for entrepreneurs and businesspeople, TecnoCampus has two collaboration agreements with entities Banco Sabadell, through the Bstartup program, and with Microbank, Caixabank's social banking.
1) The program of Bstartup is the Banco Sabadell instrument specialized in innovative, technological and digital companies. The services they offer are financial services designed for each need throughout the life of startups. With the signed agreement, from TecnoCampus we derive viable projects so that they can access financing with preferential conditions
In addition, it has the capital investment instrument Bstartup 10 with which they invest in up to 13 startups each year, with amounts of up to €200.000. Startups in the fields of digital, AI, deeptech, health and circular economy.
2) The agreement signed between the Tecnocampus Foundation and MicroBank promotes self-employment and entrepreneurial activity, by financing business projects through microcredits. Based on this agreement, Microbank finances the creation or expansion of micro-enterprises, self-employed businesses and self-employment projects with the aim of contributing to the development of the productive fabric and the social progress of Maresme. Applicants can apply for microcredits for a maximum amount of up to 30.000 euros
In addition, Microbank also has the Microcredit line innovation aimed at innovative and disruptive projects, with which they finance up to €50.000 with the possibility of a grace period of up to 24 months.
With both lines, the projects must have a business plan and a favorable feasibility report prepared by the Tecnocampus Foundation.
The evaluation and granting of debt operations and the granting of services will be carried out by the financial institutions in accordance with their own criteria for each entity with which the operation is formalized.